Doomsday

Medicare will start running deficits this year. Disability Insurance started running deficits last year. Social Security will start running deficits in 2017, a date that has not moved in spite of numerous attempts to "secure" Social Security. Doomsday indeed.

My advice: learn to live with less than you ever thought you could live on, because in a decade, that is all you will have if not less. The clock is running.